Thursday, July 24, 2014
Personal Banking
CDs & IRAs
Personal Banking
Smart Choices. Better Banking.

CDs and IRAs

Your plans for the future will require a solid nest egg. We can help. We offer competitive CD rates with terms from 7 days to 60 months.  IRAs provide a secure, tax deferred way to save.

Certificate of Deposit (CD)

Lock in your interest rate!

  • Maturities for all dollar amounts and time periods, ranging from 7 days to 60 months
  • Minimum opening deposits of $500 
  • Interest can be paid monthly, quarterly, or at maturity
  • Interest can be paid back to the principal, by check, or directly deposited to another First Financial Bank account
  • Early withdrawal penalty of three months' interest on the amount withdrawn for CDs with a maturity of less than one year
  • Early withdrawal penalty of six months' interest on the amount withdrawn for CDs with a maturity of one year or greater
  • Partial Withdrawal Penalties when applicable

Individual Retirement Account (IRA)

The tax-favored way to save!

  • Contributions may be tax-deductible
  • Minimum opening deposits of $100 
  • All funds accumulate in tax-favored account
  • Taxes deferred until distributions begin, when you'll probably be in a lower tax bracket
  • Traditional IRA and Roth IRA options available
  • An ideal way to save for retirement or supplement an existing retirment plan
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